Cheap auto insurance in Ohio
While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Ohio:
Is it mandatory to have car insurance in Ohio?
Yes
What are the minimum limits for Ohio?
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
—or—
25/50/25
Car insurance coverage in Ohio
We’re proud to be able to help drivers in Ohio meet their insurance needs. Here are some of the parameters of our insurance coverage in Ohio:
What is the maximum bodily injury liability and property damage liability limit available in Ohio?
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident
—or—
100/300/100
What liability coverages are required to be offered in Ohio?
Bodily injury liability and property damage liability are required to be offered in Ohio, and can’t be rejected.
What coverages are available in Ohio?
Bodily injury liability
Property damage liability
Uninsured/underinsured motorist bodily injury
Uninsured motorist property damage
Medical payments
Comprehensive
Collision
Lienholder deductible
Special equipment
Rental reimbursement
Roadside assistance
What’s the oldest a vehicle can be to get comprehensive and collision coverage in Ohio?
20 years
How far back does Ohio go to look at violation history?
35 months
What additional policy types are offered in Ohio?
Broad-form named driver and bond.
Is an insurance score used in my rating in Ohio? If so, is it mandatory?
Yes—insurance scores are used in Ohio. They’re not state-mandated, but they’re part of our rating system.
What policy terms are available in Ohio?
6 months and 12 months
What is the minimum down payment option in Ohio?
1 month
Are SR22s and/or FR44s used in Ohio? If so, is there a fee?
SR22s are available for auto policies in Ohio. FR bonds are also used in Ohio, filed electronically, free of charge.
What discounts are available in Ohio?
Multi-car
Prior insurance
Homeowners
Paid in full
Quarterly
Advanced quote
Motor vehicle accident prevention course
