While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Tennessee:
Yes
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
—or—
25/50/25
We’re proud to be able to help drivers in Tennessee meet their insurance needs. Here are some of the parameters of our insurance coverage in Tennessee:
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident
—or—
100/300/100
Bodily injury liability and property damage liability must be offered and can’t be rejected. Uninsured/underinsured motorist bodily injury and uninsured/underinsured motorist property damage must be offered, but can be rejected with a signature.
Bodily injury liability
Property damage liability
Uninsured/underinsured motorist bodily injury
Uninsured/underinsured motorist property damage
Medical payments
Comprehensive
Collision
Special equipment
Roadside assistance
Rental reimbursement
Car loan protection
20 years
3 years
Named non-owner and broad form.
Yes—insurance scores are used in Tennessee, but they aren’t mandatory.
6 and 12 months. Your available terms may vary by risk.
10% down; can vary by risk.
SR22s are available in Tennessee, filed electronically with no fee.
Multi-car
Prior insurance
Homeowners
Paid in full
Advanced quote
Defensive driver course