Dirt bike insurance
Types of dirt bikes we insure
We understand your thrill for raising some dust and catching some air. That’s why we offer dirt bike insurance to protect riders like you, while also providing discounts to help you save money.
Motocross
Trail
Hill climb
Enduro
Dirt bike insurance coverages
Here are the affordable dirt bike insurance coverages* we can offer you:
Bodily injury liability
Collision
Comprehensive
Guest passenger liability
Medical expense
Optional/special equipment
Personal injury protection (PIP)
Physical Damage Plus
Property damage liability
Underinsured motorist bodily injury
Submersion coverage
Enhanced permissive use
Transport trailer coverage
Dirt bike insurance discounts
Save money and inquire about our available discounts**, including:
Multi-cycle discount
Home ownership
Loyalty discount
Rider group
Rider course
Transfer discount
Multi-line
Garaging
Motorcycle endorsement
Claim free renewal
Prompt payer
Advanced quote
Paid in full
Ownership discounts
Experienced claims support
Get experienced claims support 24 hours a day, seven days a week. Our friendly staff is ready to help you.
If you have more questions regarding dirt bike insurance, check out our frequently asked questions below, or contact us.
*Coverages and requirements vary by state. See your Dairyland policy for complete coverage details.
**Not all discounts are available in all states.
Questions about dirt bike insurance
Is dirt bike insurance required?
It depends. Some states require you at least carry liability coverage. When you quote with us, we’ll help you find dirt bike coverages that make sense for where you live.
How much does dirt bike insurance cost?
We offer dirt bike insurance starting as low as $7/month. There are many factors that go into insurance costs for dirt bikes, including the state you reside in, rider history, type of dirt bike, and the coverage options you want. Your insurance agent or provider can walk you through the details.
How is dirt bike insurance different from motorcycle insurance?
Most coverages are similar between dirt bike insurance and motorcycle insurance. However, not all motorcycle insurance covers dirt bikes. Depending on your carrier, you can also opt for additional dirt bike coverage options that may not be available with motorcycle insurance.
Which dirt bike insurance coverages should every rider have?
First, make sure you have the coverages required in your state. After that, it’s your choice. Think about things like your financial situation, riding style, and frequency of use.
Are there any dirt bike insurance discounts?
Absolutely. You find many of the same discounts for dirt bikes as for motorcycles. At Dairyland, we also offer discounts that include garaging your bike and claim-free renewals.
Bundle all your off-road vehicle insurance to save more
ATVs/UTVs
Prefer a few more wheels when you ride off-road? Whether you own ATV, UTV, four-wheeler, or side-by-side, we offer off-road insurance coverage for that vehicle, too.
Snowmobiles
Once the snow flies, it’s time to bring out the snowmobiles. Hit the trails with confidence with our snowmobile insurance coverage.
Looking for motorcycle insurance?
Go with a trusted motorcycle insurance provider since 1966.
