Connecticut’s minimum car insurance coverage requirements
While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Connecticut:
Is it mandatory to have car insurance in Connecticut?
Yes
What are the minimum limits for Connecticut?
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
—or—
25/50/25
Auto coverages in Connecticut
We’re proud to be able to help drivers in Connecticut meet their insurance needs. Here are some of the parameters of our insurance coverage in Connecticut:
What is the maximum bodily injury liability and property damage limit available in Connecticut?
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident
—or—
100/300/100
What liability coverages are required to be offered in Connecticut? Can a customer reject them?
Bodily injury liability and property damage liability must be offered and can’t be rejected. Uninsured motorist (UM) and underinsured motorist (UIM) bodily injury coverage must be offered and can't be rejected. You can select either standard or conversion UM/UIM coverages.
What coverages are available in Connecticut?
UM/UIM bodily injury (standard or conversion)
Comprehensive
Collision
Medical payments
Lienholder deductible
Special equipment
Rental reimbursement
Roadside assistance
Safety glass
Bodily injury liability
Property damage liability
Advanced quote
What’s the oldest a vehicle can be to get comprehensive and collision coverage in Connecticut?
20 years
How far back does Connecticut go to look at violation history?
3 years
What additional policy types are offered in Connecticut?
Is an insurance score used in my rating in Connecticut? If so, is it mandatory?
Yes, an insurance score is used in Connecticut, but isn’t mandatory.
What policy terms are available in Connecticut?
6 months
What is the minimum down payment option in Connecticut?
20%
Are SR22s used in Connecticut? If so, is there a fee? Is the SR-22 filed electronically?
SR22s aren’t used in Connecticut.
What discounts are available in Connecticut?
Multi-car
Homeowners
Transfer (prior insurance)
Paid in full
Defensive driver course
