Delaware’s minimum car insurance coverage requirements
While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Delaware:
Is it mandatory to have car insurance in Delaware?
Yes
What are the minimum limits for Delaware?
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$10,000 property damage liability per accident
—or—
25/50/10
Auto coverages in Delaware
We’re proud to be able to help drivers in Delaware meet their insurance needs. Here are some of the parameters of our insurance coverage in Delaware:
What is the maximum bodily injury liability and property damage liability limit available in Delaware?
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$50,000 property damage liability per accident
—or—
100/300/50
What coverages are required to be offered in Delaware? Can a customer reject them?
Bodily injury liability and personal injury protection (PIP) must be offered and can’t be rejected. Uninsured and underinsured motorist bodily injury and uninsured motorist property damage must be offered, but they can be rejected.
What coverages are available in Delaware?
Bodily injury liability
Property damage liability
Uninsured/underinsured motorist bodily injury
Uninsured motorist property damage
Personal injury protection
Lienholder deductible
Comprehensive
Collision
Rental reimbursement/Transportation expense
Special equipment
Roadside assistance
Car loan protection
Property protection coverage
What’s the oldest a vehicle can be to get comprehensive and collision coverage in Delaware?
20 years
How far back does Delaware go to look at violation history?
3 years
What additional policy types are offered in Delaware?
Is an insurance score used in my rating in Delaware? If so, is it mandatory?
Yes, an insurance score is part of rating but you can opt out.
What policy terms are available in Delaware?
6 months
What is the minimum down payment option in Delaware?
10% and eleven installments.
Are SR22s used in Delaware? If so, is there a fee? Is the SR-22 filed electronically?
SR22s aren’t used—FR19s are used in Delaware to show you have continuous coverage on a registered vehicle. They're filed with no fee.
What discounts are available in Delaware?
Multi-car
Homeowners
Prior insurance (transfer)
Paid in full
Quarterly
Advanced quote
Defensive driving course
Advanced defensive driving course
Travellink carpool
