Georgia’s minimum car insurance coverage requirements

Illustration of a peach orchard in Georgia

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While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Georgia:

Is it mandatory to have car insurance in Georgia?

Yes

What are the minimum limits for Georgia?

$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

—or—

25/50/25

Auto coverages in Georgia

We’re proud to be able to help drivers in Georgia meet their insurance needs. Here are some of the parameters of our insurance coverage in Georgia:

What is the maximum bodily injury liability and property damage limit available in Georgia?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident

—or—

100/300/100

What liability coverages are required to be offered in Georgia? Can a customer reject them?

Bodily injury liability and property damage liability must be offered and can’t be rejected. Uninsured motorist bodily injury and uninsured motorist property damage coverage must be offered, but they can be rejected.