Cheap auto insurance in Illinois

Illustration of park in Chicago, Illinois

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While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Illinois:

Is it mandatory to have car insurance in Illinois?

Yes

What are the minimum limits for Illinois?

$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$20,000 property damage liability per accident

—or—

25/50/20

Auto coverages in Illinois

We’re proud to be able to help drivers in Illinois meet their insurance needs. Here are some of the parameters of our insurance coverage in Illinois:

What is the maximum bodily injury liability and property damage liability limit offered in Illinois?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident

—or—

100/300/100

What coverages are required to be offered in Illinois? Can a customer reject them?

Bodily injury liability and property damage liability must be offered and can’t be rejected. Uninsured motorist (UM) bodily injury coverage is required at minimum limits of $25,000 per person and $50,000 per accident. You can reject UM/UIM at higher limits.