While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Maryland:
Yes
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$15,000 property damage liability per accident
—or—
30/60/15
We’re proud to be able to help drivers in Maryland meet their insurance needs. Here are some of the parameters of our insurance coverage in Maryland:
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$50,000 property damage liability per accident
—or—
100/300/50
Bodily injury liability, property damage liability, uninsured/underinsured motorist bodily injury, and uninsured/underinsured motorist property damage must be offered and can’t be rejected. Personal injury protection must also be offered, but can be rejected.
Bodily injury liability
Property damage liability
Uninsured/underinsured bodily injury
Uninsured/underinsured property damage
Comprehensive
Collision
Lienholder deductible
Special equipment
Rental reimbursement
Roadside assistance
20 years
3 years
Yes, an insurance score is used in Maryland, but the insured can opt out.
6 months
20% down with five installments
SR22s and FR44s aren’t used in Maryland.
Multi-car
Homeowners
Prior insurance (transfer)
Paid in full
Advanced quote
Defensive driver course
Good driver