Cheap auto insurance in Virginia
While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Virginia:
Is it mandatory to have car insurance in Virginia?
Yes
What are the minimum limits for Virginia?
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$20,000 property damage liability per accident
—or—
30/60/20
Car insurance coverage in Virginia
We’re proud to be able to help drivers in Virginia meet their insurance needs. Here are some of the parameters of our insurance coverage in Virginia:
What is the maximum bodily injury liability and property damage liability limit available in Virginia?
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident
—or—
100/300/100
What coverages are required to be offered in Virginia?
Bodily injury liability, property damage liability, uninsured/underinsured motorist bodily injury, and uninsured/underinsured motorist property damage must be offered. Limits can’t exceed bodily injury liability and property damage liability limits.
What’s the oldest a vehicle can be to get other-than-collision and collision coverage in Virginia?
20 years
How far back does Virginia go to look at violation history?
3 years
What additional policy types are offered in Virginia?
Is an insurance score used in my rating in Virginia? If so, is it mandatory?
Insurance scores are used in Virginia, but they’re not mandatory.
What policy terms are available in Virginia?
6 and 12 months
What is the minimum down payment option in Virginia?
6 months: 20%
12 months: 10%
Are SR22s and/or FR44s used in Virginia? If so, is there a fee?
SR22s and FR44s are used in Virginia, filed electronically with no fee.
What discounts are available in Virginia?
Multi-car
Prior insurance (transfer)
Homeowners
Paid in full
Quarterly
Defensive driver course
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