Cheap auto insurance in Washington
While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Washington:
Is it mandatory to have car insurance in Washington?
Yes
What are the minimum limits for Washington?
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$10,000 property damage liability per accident
—or—
25/50/10
Car insurance coverage in Washington
At Dairyland, we’re proud to be able to help drivers in Washington meet their insurance needs. Here are some of the parameters of our insurance coverage in Washington:
What is the maximum bodily injury liability and property damage liability limit available in Washington?
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$50,000 property damage liability per accident
—or—
100/300/50
What coverages are required to be offered in Washington?
Bodily injury liability and property damage liability must be offered and can’t be rejected. Personal injury protection, underinsured motorist bodily injury, and underinsured motorist property damage must be offered but can be rejected with a signature.
What coverages are available in Washington?
Bodily injury liability
Property damage liability
Underinsured motorist bodily injury
Underinsured motorist property damage
Medical payments*
Personal injury protection*
Accidental death
Comprehensive
Collision
Lienholder deductible
Special equipment
Rental reimbursement
Roadside assistance
Car loan protection
*You can carry medical payments or personal injury protection coverage on your policy, but not both.
What’s the oldest a vehicle can be to get comprehensive and collision coverage in Washington?
25 years
How far back does Washington go to look at violation history?
3 years
What additional policy types are offered in Washington?
Named non-owner, broad form and household broad form.
Is an insurance score used in my rating in Washington? If so, is it mandatory?
An insurance score is not used in rating in Washington.
What policy terms are available in Washington?
6 months
What is the minimum down payment option in Washington?
20%; varies by risk.
Are SR22s used in Washington? If so, is there a fee?
SR22s are available, filed electronically with no fee.
What discounts are available in Washington?
Multi-car
Homeowners
Paid in full
Defensive driver course
Prior insurance
