Cheap auto insurance in South Dakota

Illustration of Sylvan Lake at Custer State Park in South Dakota

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While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for South Dakota:

Is it mandatory to have car insurance in South Dakota?

Yes

What are the minimum limits for South Dakota?

$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

—or—

25/50/25

Car insurance coverage in South Dakota

We’re proud to be able to help drivers in South Dakota meet their insurance needs. Here are some of the parameters of our insurance coverage in South Dakota:

What is the maximum bodily injury liability and property damage liability limit available in South Dakota?

$100,000 in bodily injury liability per person
$300,000 in bodily injury liability per accident
$100,000 in property damage liability per accident

—or—

100/300/100

What coverages are required to be offered in South Dakota?

Bodily injury liability, property damage liability, uninsured motorist bodily injury, and underinsured motorist bodily injury must be offered and can’t be rejected. Medical payments must be offered, but can be rejected.